Wednesday, October 30, 2019

Privacy Statement, Cookie Policy, and Important Notices

The following is posted at the bottom of EVERY page of  www.TimGamble.com, as well as in the FAQs section of this website. I post it again here to go "above and beyond" in terms of compliance and transparency. Thank you for your patronage of this website!

Privacy Statement, Cookie Policy, and Important Notices

Privacy is important. This website does not secretly collect any personally identifiable information on the readers and visitors. The only personal information I have on you is any information you voluntarily give in a comment or when subscribing by email.

This website itself does NOT use cookies, however third party applications associated this website, such as Google and Amazon, may use them. Those cookies are controlled by the third party using them, and are governed by their privacy terms. I have no access to any personally identifiable information they may collect. To read Amazon's privacy terms click here: Amazon Privacy Notice. To read Google's privacy terms click here: Google Privacy & Terms.

The purpose of this website is to provide information and opinion on a variety of topics typically relating to self-reliance. emergency preparedness, wilderness survival, homesteading, gardening, and bushcraft (outdoor skills). It also contains religious content (from a traditional Christian perspective), political & economic content (from a limited government and pro-Capitalism perspective), and educational materials.

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Thursday, August 29, 2019

PSA - Suicide Prevention

Last week a neighbor committed suicide. He left behind a wife, grown children, and young grandchildren.

Earlier this week, I had the privilege of talking to a veteran who serves on the honor guard at military funerals. He told me about the number of funerals he has served at this year and how many of those were suicides. It was a shocking number.

There is definitely a suicide epidemic happening now.  So, I would like to take a moment to address the issue. If you are having suicidal thoughts, please ask for and get help. If you know someone who may be having suicidal thoughts, or who may be suffering from depression, PTSD, or other mental illness, please say something to encourage them to seek help. There are no easy answers, but silence is always the wrong answer.

Where to Get Help*
   
❗ National Suicide Prevention Lifeline: 1-800-273-8255
Website: www.suicidepreventionlifeline.org/

❗ Veteran's Crisis Line 1-800-273-8255
Website: https://www.veteranscrisisline.net/ 


❗ Anxiety and Depression Association of America Website: https://adaa.org/

❗ SAMHSA Treatment Referral Helpline – 1-877-726-4727  (Get general information on mental health and locate mental health & treatment services in your area. Speak to a live person, Monday through Friday from 8 a.m. to 8 p.m. EST.)

❗ Refer to the article Finding Help: When to Get It and Where to Go on the Mental Health America website. 

❗ Local clergy (pastors, priests, rabbis) often will be able to refer you to local programs, support groups, and counselors that can help.

* Having relationship with God is a very important part of getting help. I encourage everyone to pray and read the Bible daily, and to attend Church regularly.
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Friday, August 23, 2019

The Thucydides Trap and the War With China

by Tim Gamble

The current trade war with China is only a prelude to what is coming. China is preparing for what it considers an inevitable "hot" war with America within the next 10 years. China is convinced this war must happen because of a concept known as the Thucydides Trap. 

The Thucydides Trap isn't some conspiracy theory twaddle, but is a well-studied historical concept heavily discussed in academic and diplomatic circles. Very simply, the Thucydides Trap states that when a rising great power (China, in this instance) threatens to displace an existing great power (in this case, America), a war that will almost certainly lead to the destruction of one of the great powers is almost always inevitable.
 
The Chinese are very aware of this concept, and are actively making policy based on it. Again, this is known and discussed within diplomatic circles (i.e. cannot be dismissed as a conspiracy theory, but rather is known fact). It is the basis of their ongoing massive military build-up, as well as their interference in North Korea (the Chinese have always assisted North Korea with their nuclear and missile programs, and are pushing Kim Jong-un to stall in regards to denuclearization). It is also part of the reasoning behind their aggressiveness in the South China Sea (control over vital trade routes), including their building of artificial islands & military bases, as well as their economic & diplomatic push into South America and Africa (the later which includes a growing military presence), to obtain various resources. 

Take a look at a few recent headlines during the past week alone:


When Will This War Happen? 

An honest answer: I don't know. What I do know is that China is preparing for a hot war with the United States. I assume they are waiting for the right moment to strike, a moment when they feel ready and believe the US is at its weakest. I suspect they will wait to see what happens in the 2020 election (notice the last headline posted above is about China already meddling in support of the Democrats in the 2020 elections). 

I also know that we need to start preparing, as a nation and as individuals, for the coming war with China. History says it is almost certainly inevitable. The clock is ticking.
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How to Survive the End of the World as We Know It: Tactics, Techniques, and Technologies for Uncertain Times, by James Wesley, Rawles.  Rawles is a well-known name within the survivalist community, and this book gives coverage of most topics within survivalism and prepping, not just food storage and bugging out.


  


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Tuesday, July 23, 2019

Random Ideas to Enhance Everyday Survival

This article isn't about wilderness survival, homesteading, or surviving some dread apocalypse. Instead, I share some random ideas that may enhance everyday survival.

Live as near to where you work as possible. Let's face it, most of us aren't independently wealthy, so we have to work for a living. Long commutes between home and work are common these days, but are a mistake from an everyday survival point-of-view. There are many advantages to living near your workplace - you can save time, gas money, and wear & tear on your car. In an emergency, you can get home quicker and more safely. You might even get a discount on your auto insurance, saving money you can spend on your preps, paying off debt, or building an emergency fund. Walking distance from work is ideal. Or only minutes away via car or public transport.


Know your way around your location, particularly the areas in which you live, work, shop, worship, and go to school. Also, know where the bad neighborhoods and high crime areas near you are, and how to avoid them. Know several escape routes from where you live should bugging-out ever become necessary or even mandatory. Have paper copies of directions and maps, in case GPS & Google Maps are down when you need them.

Always maintain at least one vehicle in excellent condition. Keep up with routine maintenance, get needed repairs done as quickly as possible, and make sure your tires are in good condition. Doing these things will mean less break downs and will save you money in the long run. Also, keep the gas tank topped off II never let my tanks dip down below the halfway mark. If possible to safely do so, keep at least one 5-gallon can of gas on hand for emergencies (rotate it on a regular basis). Even if you can't store the gas safely, keep an empty can on hand just-in-case. Make sure you have an emergency kit in your vehicle, including items such as some food and water, first aid kit, flashlight, extra batteries, extra oil, and jumper cables or battery starter. For winter, include extra gloves and head/neck coverings. A warm blanket is also a good idea, as is a power bar for your phone.

Take commonsense precautions to secure your home and vehicle. Find ways to make it more difficult for bad guys to break in. Keep doors
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and windows locked. Make use of steering wheel bars and door alarms. Have working smoke alarms and fire extinguishers to protect your family and home from fire. Install a steel security door. Consider a security system or a doorbell with camera and monitor. Consider owning a handgun or home defense shotgun (legally and safely, of course, and get well-trained!). The Shooter's Bible Guide to Home Defense may provide more information.     


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I use Aqua-Tainers for my water storage.
5) Store some water, and have a way to filter/treat water.  Water takes up a lot of space, but try to keep at least one week's worth on hand at all times. Two weeks is even better. Tap water may be available, but not safe to drink (just as the folks in Flint, Michigan). You may need to filter/treat your tap water.

Be smart when out in public. Pay attention to your surroundings. Be wary of people who look out-of-place, are loitering, seem to be paying close attention to you, or who act nervous. Shop in groups. Let people know where you are going and when to expect you back. Keep your phone fully charged. Use well-light and highly visible parking spaces. Before getting out of a car or walking out of a building, look out a window first to identify possible dangers. Don't get so involved with your smart phone that you ignore your surroundings. Always be alert.


Also, know how to not look like a victim. This is somewhat similar to being the gray man, but not exactly. Don't make yourself a target by wearing expensive, flashy clothes & accessories, or driving an expensive car.  Don't make yourself a target by appearing easy prey - always wear practical clothes and shoes, pay attention to your surroundings, and walk confidently, head up. Practice situational awareness, which is more than just paying attention, although that is the starting point.


Own some tools. Tools are wonderful inventions that allow us to do more than we could with just our hands. Everyone needs tools. Here are some recommendations: 
  • A good pocket knife is something most folks should carry (mine is a Swiss Army Knife, but pick whatever best suits your life and needs.). 
  • A multitool is a great addition to anyone's EDC and I highly recommend getting one (I always carry my Leatherman on my belt). 
  • A multi-bit screwdriver is also quite handy, so carry one in your bag, briefcase, or EDC kit. 
  • I've also found that a good pair of scissors is very useful to have on hand. Carry one in your briefcase or bag. 
Of course, you should a good tool kit at home, even if you live in a small apartment. For what to include, please see my article Basic Starter Tool Kit.

Practical, useful shoes are an everyday must. Not just shoes, but useful shoes. Shoes you can walk in, run in, climb in, and will protect your feet. So, not high heels, sandals, clogs, or flip flops. Not even wingtips. Sure, you may need these type shoes for work, but you should always have a pair of more practical shoes with you for when you need them. Perhaps keep them in your car? Or a spare pair at work? I'm lucky enough to not have to dress up for work, so my everyday shoes are hiking shoes, which are a great compromise between athletic shoes and work boots. Of course, I also have work boots at home for when I need them.

Self-defense is a skill everyone should master. It can be just as useful during good times as it will be during the zombie apocalypse. I recommend everyone take a good non-lethal self-defense course. A good self-defense course won't just cover self-defense, but also give info on avoiding dangerous situations. Finally, if you can carry a gun legally, do so. Know and obey the laws, get all the proper licenses and permits, get well-trained, and practice gun safety, of course. But carry if you can. 

Finally, never underestimate to usefulness of money! Seriously, everyone should have a small stash of cash hidden at home for emergencies, as well a an emergency fund stashed at your local bank or credit union. The amounts will depend on your particular circumstances and concerns, of course, but I recommend at least a couple hundred dollars cash at home, and at least six months of living expenses in a savings account.

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Saturday, June 8, 2019

Tips to Prevent Type 2 Diabetes

As I've revealed in the past, I am a Type II Diabetic and suffer some vision impairment due to diabetic retinopathy. Needless to say health issues are important to me, especially those related to diabetes.  I've previously posted on the warning signs and risk factors for type 2 diabetes (click here to read it). In this article, I want to give some tips to help prevent type 2 diabetes.

Tips to Help Prevent Type 2 Diabetes
  • Eat healthy -This means limiting junk food, fast food, and sweets. Instead eat more veggies, particularly those with a low glycemic load, which is a measure of food's effect on blood sugar. Examples include leafy greens (turnip, mustard, collards, kale, spinach, etc.) and other cruciferous vegetables (broccoli, cauliflower, cabbage, Brussels sprouts, bok choy, etc.). Some other good choices include squash, zucchini, cucumbers, tomatoes, peppers, onions, and various types of lettuces.
  • Be careful of the so-called "white foods."  Replace white flour and white bread with whole grains. Replace white rice with brown rice or wild rice. Replace white potatoes with sweet potatoes. Replace refined white sugar with natural sweetness from fruit or honey. Even with these substitutions, be careful of eating too much. Control your portion sizes.
  • Don't drink sodas or sweet teas. Drink water or unsweet teas instead. Be careful with fruit juices since they are extremely high in sugar. Again, control your portion size.
  • Be mindful of the hidden sugar in many products. Many condiments and salad dressings have surprisingly high amounts of sugar and calories in relatively small serving sizes. Also, I have found many frozen dinners labelled "healthy" actually have more sugar than the average candy bar. Read labels carefully.
  • Be physically active. Walk more, sit less. Strive for at least 30 minutes of moderate activity every day (enough to increase your heart rate and make you sweat lightly). Good ideas for exercise include walking, jogging, hiking, biking, swimming, and gardening. Park at the back of the lot so you have to walk farther. At work or the mall, take the stairs instead of an elevator. If you cut grass, use a push mower. If you golf, walk and carry your own clubs. Consider taking up tennis, as many local parks have courts you can use for free.
  • If you’re overweight, take the necessary steps to lose the extra weight. Achieving and maintaining a healthy weight is very important.
  • Quit smoking and abusing drugs and alcohol.
  • Get plenty of sleep - a minimum of seven hours of sound sleep a night, and eight hours would be even better. Several studies have revealed a link between not getting enough sleep and a variety of chronic health conditions, including heart disease, high blood pressure, type 2 diabetes, and even some cancers. 
  • Early detection of diabetes or prediabetes is essential. See your doctor for regular checkups. Also see your eye doctor for regular checkups since diabetes can often be caught by an eye exam very early on.
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Of all the books on diabetes I've read, the best and most useful is 60 Ways to Lower Your Blood Sugar by Dennis Pollock. Pollock's book is an aggressive plan to control your blood sugar by bringing together the best of traditional and alternative medicine. What I appreciate about Pollock's approach is that it is based on solid science, even the "alternative" aspects, and is not some hippy-dippy book that rejects medical science (avoid those). Also, I found his ideas easy to follow.


Saturday, May 11, 2019

Important Documents, and How To Secure Them

Paperwork. Its the bane of modern civilization, and the more government we get (and we're always getting more government), the more paperwork we are required to keep up with. But, in order to function in modern society, we need that paperwork. It true now, it will be true during future any future crisis we may face, and it will be true even after a collapse. Despite the common prepper fantasy of a post-collapse world in which there is virtually no government (such a lovely dream), the truth is that even if the government totally collapses, a new government (probably worse than we have now) will form. And the first thing they will want to do is see our paperwork. You just wait and see.

In all seriousness, in modern life there are important documents that we need to keep up with, like it or not. This begs two questions: What are those important documents? and How do we best secure those documents so that we have them when we need them?


Important Documents you may need include:
  • Birth Certificates
  • Marriage Certificates
  • Death Certificates 
  • Wills, Powers-of-Attorney
  • Military discharge papers
  • Copies of credit cards, bank numbers, and other financial info
  • Contact information and account numbers for insurance, investment accounts, utilities, etc. 
  • Tax, insurance, and other financial records
  • Copies of driver's licenses and social security cards
  • Title & Registration information for your vehicles
  • Passports
  • Medical and immunization records
  • Health Insurance information
  • Pet Records (registration, vaccinations, etc.) 
  • Copies of your high school diploma and collage degrees
  • High School and College Transcripts
  • Contact information for family, friends, co-workers, etc.
  • Home and Property deeds
  • Mortgage information  
This is only a partial list of possible documents you may need to keep. There may be other documents you'll need depending on your own particular circumstances.  

You probably already have paper copies of most of these documents at home in desk drawers or a file cabinent. Your first action step is to collect everything together, look through what you have, and see if you are missing anything. If so, start collecting copies of the missing documents. 

Next, organize and store your important documents together in a secure place, probably in your home. A lockable, fire-proof safe, file cabinent, or ducument bag will work nicely. ROLOWAY makes a large-capacity document bag that is fire-proof (to 2000 degrees F), water-resistent, and lockable. It is available on Amazon for about $45. This is a great storage solution for most folks.


Copies of important documents should be included in your bug-out bag. These can be digitized and loaded on an encrypted USB memory stick (for a free and easy encryption method, see my article from February). I carry a USB memory stick on my key chain and a back-up in my bug-out bag. I personally like and use the rugged GorillaDrive menory sticks (I posted a review to my website). You could also put an encrypted copy of your documents on your smart phone.

However, in a SHTF situation, you may not have ready access to a computer, so it might be wise to have hard copies of some documents. I have two 9x6 clasp envelopes containing documents that fit easily in my bug-out bag without adding a lot of weight or taking up much room. Insert them in a plastic zip bag for waterproofing.  

In your bug-out bag, you don't have to have everything as paper copies. That would just take up too much room. For example, when I recently refinanced my home, the mortgage paperwork was over 160 pages long. No problem on a memory stick (the mortgage company emailed me the entire package as a .pdf), but I'm not lugging a hard copy of all that around with me in my bug-out bag. Instead, I just put the two-page summary (which has all the important numbers and information) in the 9x6 envelope I previously mentioned.

Keeping copies, paper or digital, of your important documents off-site (away from the originals) is a good idea. I recommend keeping a seperate set at your bug-out location if possible. Another possibility is keeping a set at work or a trusted relative or friend's place.

What about bank safe depost boxes? This could be an option for some people. Just remember a few things: First, you won't have 24/7 access to the documents, as banks are generally closed at night, on weekends and holidays. Also, in many SHTF circumstances, banks may not open during normal business hours becuse of inclement weather (such as blizzards or hurricanes), natural disasters (earthquakes, wildfires), or "bank holidays" during financial disasters. Finally, if you are forced to suddenly bug-out it is doubtful you'll have time to swing by the bank to collect your documents, even if the bank is open.
 
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Thursday, January 10, 2019

Financial Preparedness for What is to Come


We may be facing difficult economic times very soon. Or it may be a few years off. Either way, there will be another economic downturn. There always is. When it happens, it will be especially difficult for the folks who are living paycheck to paycheck (that's most of us), in debt up to their eyeballs and with little or no savings. Debt – whether personal, business or government – is bad. It creates stress and makes one much more vulnerable to economic downturns.

Financial preparedness requires eliminating consumer debt – credit cards, car loans, payday loans, personal loans and installment plans. This will mean you have to put yourself on a budget and stick with it. It will probably mean putting off major purchases, avoiding impulse purchases and denying yourself luxury items. It may mean taking bag lunches to work. It may mean selling your new car to get out of the loan, replacing it with an older model without payments. It may mean having a major yard sale to raise some money. It may even mean taking on a second job. It will take some sacrifice to eliminate debt in your life, but the benefits will be more than worth it.

Building some emergency savings will have to be done at the same time. Yard sales are a great way to bring in extra cash to do this. So is a second job in the evenings or on the weekends. Put the money somewhere safe, such as an insured CD or money market account in a stable bank or credit union (do your own homework or check with several companies that offer ratings on the soundness and safety of various financial institutions). Don’t worry about getting top interest. Safety and liquidity is your goal for your emergency savings, not growth.

Once your debt is paid off and you have accumulated some emergency savings, then you can then turn your attention to saving for long-range goals such as the purchase of a new car, a new home, or retirement. Use common sense, avoid overly-risky investments and seek professional advice of someone you can trust.

No investment is perfectly safe. Cash savings are subject to losing value to inflation. Stocks and mutual funds are subject to the ups and downs of the market. Land is subject to property taxes and eminent domain. Converting all your money to gold & silver and burying it in the backyard is subject to thieves. There are no guarantees in life. The best you can do is use reason & common sense, to remain vigilant and to take responsibility for ensuring your own future.

The single most important thing you can do now to survive any future chaos is to start taking responsibility for your own life.

Get back to the financial basics. Make sure you are spending less than you earn. Avoid taking on any new debt - don't use credit cards, payday loans or installment payment plans of any type. Pay cash or make do without. Build some emergency savings. Get on a budget or spending plan and stick to it. Avoid impulse purchases. Scale back your lifestyle sharply. Find the best bargains by doing comparison shopping, use shopping lists, clip coupons.

Why pay off debt if we are headed towards high inflation? It may be true that by waiting to pay off debt, you will be paying it off with cheaper dollars. However, there are other considerations. For one, debt puts you, your family and your assets at risk. Pay off your debts now while you are employed and you run less risk of losing your home or other assets if you become unemployed later. Besides, deflation may be in the future if things go a certain way. Or, even worse, a period where we experience both deflation (of major assets such as homes, land, vehicles because people simply can't afford them) and inflation (of food and everyday items that we must have at any cost) at the same time.

Debt can also be very stressful, especially in difficult times, which can be a real detriment to your health and your ability to make calm decisions at a time when you most need both.

Another reason is that debt can shackle you to your current job and circumstances, when what is really needed in bad times is freedom and flexibility.

Finally, people tend not to realize how fast interest, late fees and other penalties can add up. You may be paying off your debt later with cheaper dollars, but still be paying more in real terms because of all the added interest and penalties.


Taming the Family Budget, or How to Afford to Pay of Debt and Build Savings 

When I was a small child (the 1970s) the only telecommunications expense my family, most families, had was the telephone, and that was a land line, of course. TV programs were free over-the-air, and there was no Internet. Today, many families pay for a land line, multiple cell phones, special ringtones, cable or satellite TV subscriptions, extra movie channels, Internet connections, gaming and movie subscriptions (Netflix, Hulu, etc.), special apps for their $500 (or more) smart phones, even satellite radio subscriptions. For most families major savings can be found in this budget category.

Do you really need a smart phone? Do you really need the absolute latest (and most expensive) version of your smart phone? I have a regular cell phone myself, but it is the basic model that only cost me $19.99 (and I didn't have to commit to a plan). I can text and make phone calls on my cheap phone as easily as you can on your smart phone. A cell phone may be a necessity for many today, but all the expensive bells and whistles are luxuries you probably can do without.

We have allowed them to make us addicted to our smart phones and other electronic devices. Maybe its time to overcome our addictions and spend our money on getting ready for the future instead of funding those million-dollar bonuses of telecom executives. 

The same thing goes for cable or satellite TV. Do you really need to have all the movie channels? Do you really need all the HD channels? Do you really need the expanded package with all the sports channels and all the music channels? Or can you get by just fine with the much less expensive basic package?

Or better yet, do away with TV altogether. Radical idea, but somehow humanity survived for thousands of years before TV, so technically it is possible. 


Reduce your entertainment expenses. We may hate denying ourselves, but entertainment is a purely optional budget expense. Eliminate it. Learn (or re-learn) how to have a good time for free or nearly free. Start a family game night. Play with your kids in the backyard. Invite friends over for a weekend cook-out or a movie night (with the DVD checked out from your local library for free). Next week they can invite you over.

Read a book (checked out from the library for free, of course) instead of going to a movie. Libraries are a wonderful source of free entertainment. In addition to books and magazines, many libraries today also offer audio books, movies on DVD, music CDs and even board games that you can check out. Many have story times for young children and lecture series for adults you can attend for free.

Give up the vacation away from home this year. Instead of heading for the beach or Disneyland or wherever, stay home. Spend a week visiting local museums, zoos, botanical gardens, historical sites, parks or wildlife refuges. Go on a picnic or nature hike. Go fishing at a local lake. Play Frisbee with your kids in the backyard. Or just relax at home, thinking of all the money you are saving.

Reduce you home energy use. Turn off lights, TVs and electronics whenever you leave a room. Set your thermostat to conserve energy. Consider replace old appliances with new, energy-efficient models. Super-insulate your house. Consider installing energy efficient windows. Many power companies offer free or low-cost home energy audits for their customers, which can identify weak points in your home's insulation and other energy wasters, along with advice to reduce your energy use. 


Related Articles:

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Friday, January 4, 2019

The Skills You Really Need to Survive in Good Times and Bad

This list is not the typical list of wilderness survival and bushcraft skills that will enable you to survive should you ever live through a plane crash only to get stranded on a deserted island for years. Rather, it is a list of real-world skills that will prove extremely useful not only in a future of economic and political chaos, but in everyday life should TEOTWAWKI not happen anytime soon.

1) Situational Awareness and the OODA Loop - Situational awareness is more than just paying attention to what is going on around you, though that is an important start. It also means both knowing what to look for, and how to assess (make decisions about) your surroundings.

The end goal for situational awareness is correct action. The bridge from simply paying attention to taking correct action is the OODA-Loop. OODA Loop is an acronym for Observe, Orient, Decide, and Act. The Loop aspect is that one should be constantly looping through OODA since situations and circumstances change constantly. For a fuller explaination of this skill, please see my article on Situational Awareness and the OODA Loop.


2) Know how to be a "Gray Man" - The gray man knows how to fit in with his city, especially among his neighbors and co-workers. He doesn't stand out as anything particularly special or noticeable. He and his house, vehicle, and family blend in with their community. They look and act like they belong, and don't draw unnecessary or unwanted attention.

3) Know how to not look like a victim - This is somewhat similar to being the gray man, but not exactly. Don't make yourself a target by wearing expensive, flashy clothes, jewelry & accessories, or driving an expensive car. Don't make yourself a target by appearing easy prey - wear practical clothes and shoes, pay attention to your surroundings, and walk confidently, head up. Don't bury yourself in your smart phone or IPod. Practice situational awareness and the OODA Loop.


4) Self-Defense - This is the "guns and ammo" skill set, but it is so much more than just guns and ammo. Self-defense starts with awareness (see #1 above). The next step is avoiding trouble whenever possible (see #3 above, as well as my recent article Strategies for Surviving a Riot). Also, know and avoid the bad neighborhoods and potential trouble spots in your area.  

Hardening your home is also wise. Putting up fences, installing steel security doors, and increasing external lighting (perhaps motion sensitive) are great ideas. Consider a security system or a doorbell with camera and monitor. Another option is a multi-camera CCTV system with DVR recorder, which can be had for under $200 (here's one such system on Amazon).

I do recommend that most folks own and learn how to use guns, and to carry on an everyday basis if you can legally do so (know and follow the laws in your area). Don't just target shoot at the range, you need to take a good self-defense firearms training course. Consult with your local gun dealer - they will be able to guide you to appropriate courses, and make you aware of local gun laws. 

5) Protect your privacy.  Identity theft is a tens-of-billions of dollars industry in the US alone. And government intrusiveness into our private lives knows no bounds. Learn how not to be a victim. Guard your personal records - driver's license & Social Security numbers, banking & financial information, medical records, etc. - as carefully and diligently as you guard your gold & silver. 

Be especially vigilant with your computer. At a minimum, always use a firewall, maintain an up-to-date anti-virus program, and regularly scrub your computer with one or more anti-spyware programs. Only do business online with well-established companies you know and trust. Avoid over-sharing on social media.

Talk to your children about the importance of privacy, and what they should and should not share with their friends, teachers, and other people. 

6) Budgeting & Personal Finance - Prepping can be expensive. And even if a complete economic collapse does happen, we need to be able to pay our bills until then. Having the ability to make, and stick to, a budget or spending plan is essential. Personal finance is a skill set too often overlooked, in my opinion.

We all know the basics we should be doing financially. Spend less than you make. Get on a budget or spending plan. Avoid new debt. Pay off old debt. Reduce your expenses. Build some emergency savings. Get adequate insurance with a financially sound company. Plan for future expenses. Know how to invest intelligently. Improve your job skills and make yourself more employable (see #7 below).

All much easier said than done. Here are some articles of mine to help you get started:

7) Employability - The ability to make a living, working for yourself or someone else, is absolutely key to future survival. To make a living, you have to have the skills needed to convince someone to pay you to work for them directly as an employee of theirs. Or, to convince them to pay you for the goods or services you provide if you are self-employed. The ability to sell will always be important, as will the ability to negotiate. 

Having the ability to make, repair, or do something useful is crucial. Learn a trade, in addition to professional skills. Have a back-up career in mind. Have a hobby that could be turned into a business if needed. Soft skills - good work ethic, positive attitude, good communication skills, the ability to get along with co-workers, time-management, etc. - are more important than many people realize. Work on improving them. Take some classes at a local community college. Brush up on your computer skills. Learn bookkeeping/accounting. Learn Spanish for the workplace. The more you know, the more employable you will be.

Check out these articles:



8) Self-Reliance/DIY -  Take responsibility for your own life and success. Your company isn’t going to protect you. The government is going to take care of you. You family and friends have enough problems of their own. Don't wait around for the government, your parents or anyone else to help you. Don't sit around whining that life is unfair, or that someone else has it so much better than you. Learn to take care of yourself. Self-reliance is not anti-social or selfish. In fact, building self-reliance may be one of the most generous things you can do, because the reality is that you will be of little help to your family, friends & neighbors if you are the one in need of help. 

A major part of building self-reliance is gaining knowledge, learning skills and taking responsibility for your own life. The more you know, the more you are able to do and the more you are actually willing to do for yourself, the better off you will be

9) Healthy Living - Being healthy is important to our ability to prepare for and handle emergencies. More than that, our healthcare system is an expensive mess, and will only get messier and more expensive in the future. Getting sick can ruin a person financially and destroy even the best-laid plans. 

Under the broad skill category of healthy living, I include eating right, getting and staying fit, avoiding getting sick, and knowing first aid and CPR. Also, being aware of alternative medicine to promote wellness and healing will become increasingly important as expenses rise and traditional medical treatment becomes rationed. We also need to address any addictions we have now (smoking, abusing drugs or alcohol, etc.) before any SHTF event.

10) Mobility - Naturally, this includes "bugging out" to a safer location should your present home become too unsafe. Knowing where you are going (your bug-out location, and a back-up location or two) and when you'll go is important. Being ready to go means a packed bug-out or INCH bag. It means knowing what else to grab and stuff into your vehicle if you have time. And it means having a vehicle in good condition when its time to go. An emergency is not the time to have to deal with a flat tire, bad transmission, or worn-out brakes. All this stuff needs to be planned out ahead of time!

But, mobility might also mean being ready to move to a new location in order to follow job opportunities and other considerations. If the economy slowly gets worse (or suddenly falls of a cliff), you might have to move in order to make a living, or just to find a safer place to live. A possible viable alternative is to adopt a gypsy-like lifestyle, emphasizing the ability to escape danger and follow opportunity. Just something else to think about. See my article Gypsy Survival - A Different Prepper Strategy for more on this idea. 

Bonus Skill: A Second Language - Like it or not, we are living in a much more global society these days, and borders are becoming a quaint, old-fashioned idea if the progressives get their way. Knowing a second language (or even a third) will become an increasingly valuable skill to have. Being able to communicate in multiple languages will help you in your everyday life, and will even help make you more employable. For most English-speaking Americans, Spanish is the obvious second-language to learn. However, your chosen career field or other circumstances may dictate a different choice for you.


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